Just a few years ago, an electronic signature was associated with something incredibly complex and accessible only to a narrow circle of people. Today, it is used everywhere. This is facilitated by the transition to electronic document management and the development of remote services of organizations.
However, the use of technology still raises many questions. In this article, we will talk about how to get an electronic signature and use it safely. We will also consider the areas of application of the technology and the risks it may pose for the average person.
What is an electronic signature?
An electronic signature (ES, as well as EDS – electronic digital pakistan mobile database signature) is a cryptographic mechanism for confirming the authorship of a digital document. In fact, it is a process of generating and attaching a special file. The latter confirms the authorship of an electronic document and often makes it legally significant.
The technology has been used in Russia since 2002. At the same time, the transition to electronic document management (EDM) began, which turned out to be simpler and more convenient not only for organizations, but also for citizens. The process was accompanied by some difficulties, but overall it was on the rise. The pace of implementation of EDM accelerated significantly during the pandemic, when, due to the forced self-isolation of citizens, many commercial companies and government agencies began to provide services remotely.
Digitalization could not bypass the banking sector. It affected not only the internal processes of financial institutions: clients began to increasingly face the need to remotely submit documents signed with an electronic signature. For example, when applying for loans and opening accounts.