Why do scammers need personal income tax: tax deduction
Posted: Tue Feb 18, 2025 10:36 am
To count on a large loan, you need to confirm your income. The bank will see how much you earn and will be able to better assess its risks. If the income is large and stable, and the credit load is low, the borrower is likely to receive approval.
If a fraudster gets a certificate of your income, he can request a large sum from the bank. But to submit an application, he must also use your passport data. The most dangerous scheme also involves knowing your phone number.
A fraudster who knows about a specific person’s high income and has his personal data can pull off the following fraudulent scheme:
will make a fake power of attorney in his name, supposedly signed by you;
will come to your mobile operator's office with a power of attorney and ask to reissue the SIM card. Employees of such offices rarely know how to check the authenticity of documents. They trust scammers more easily than bank employees. When reissued, the old SIM card will stop working. Few people suspect fraud in such situations - it seems that there was a problem with the connection on the operator's side. If there is no access to the Wi-Fi network, and push notifications are not configured, you will not even notice that a loan application has been submitted in your name;
using a SIM card, the scammer will log into the bank's application on your behalf and apply for a loan. He will attach a document on income to increase the loan amount and increase the likelihood of approval;
since you are already a client of the bank, you can apply for a loan online. The funds will be transferred to your account without visiting the office. The fraudster will immediately transfer them to another account.
Banks know about this scheme, so they freeze any large transfers tongliao mobile number database and immediately call with checks. Fraudsters rarely manage to deceive security services. But it is still better to try to avoid data leakage, so that no one even tries to use it for fraud.
Knowing the amount of your tax, the fraudster can try to make a tax deduction on your behalf and send the money to his account. Most often, such schemes are associated with a property deduction, which is carried out according to the following scheme:
the fraudster concludes a fake contract of sale and purchase of an apartment on your behalf and forges a certificate of title;
opens an account in your name, which only he has access to;
fills out a declaration, attaches false documents, a real certificate of income and makes a request for a tax deduction.
If the Federal Tax Service does not doubt the authenticity of the documents, the offender can receive up to 260,000 ₽. This will have negative consequences for the victim. They will lose the right to independently receive such a deduction, and in order to get it back, they will have to spend resources on legal proceedings.
If a fraudster gets a certificate of your income, he can request a large sum from the bank. But to submit an application, he must also use your passport data. The most dangerous scheme also involves knowing your phone number.
A fraudster who knows about a specific person’s high income and has his personal data can pull off the following fraudulent scheme:
will make a fake power of attorney in his name, supposedly signed by you;
will come to your mobile operator's office with a power of attorney and ask to reissue the SIM card. Employees of such offices rarely know how to check the authenticity of documents. They trust scammers more easily than bank employees. When reissued, the old SIM card will stop working. Few people suspect fraud in such situations - it seems that there was a problem with the connection on the operator's side. If there is no access to the Wi-Fi network, and push notifications are not configured, you will not even notice that a loan application has been submitted in your name;
using a SIM card, the scammer will log into the bank's application on your behalf and apply for a loan. He will attach a document on income to increase the loan amount and increase the likelihood of approval;
since you are already a client of the bank, you can apply for a loan online. The funds will be transferred to your account without visiting the office. The fraudster will immediately transfer them to another account.
Banks know about this scheme, so they freeze any large transfers tongliao mobile number database and immediately call with checks. Fraudsters rarely manage to deceive security services. But it is still better to try to avoid data leakage, so that no one even tries to use it for fraud.
Knowing the amount of your tax, the fraudster can try to make a tax deduction on your behalf and send the money to his account. Most often, such schemes are associated with a property deduction, which is carried out according to the following scheme:
the fraudster concludes a fake contract of sale and purchase of an apartment on your behalf and forges a certificate of title;
opens an account in your name, which only he has access to;
fills out a declaration, attaches false documents, a real certificate of income and makes a request for a tax deduction.
If the Federal Tax Service does not doubt the authenticity of the documents, the offender can receive up to 260,000 ₽. This will have negative consequences for the victim. They will lose the right to independently receive such a deduction, and in order to get it back, they will have to spend resources on legal proceedings.