The most popular type of collateral

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Requirements The main requirement is that the property is registered as property. Otherwise, each lender has individual criteria for real estate. Some consider a distance from the Moscow Ring Road of no more than km, others look at all regions. One bank can issue a loan only for an apartment, another for an apartment and a house, and so on, comments Almagul Burgusheva. We have already said that a loan secured by real estate is not given for any random object. Therefore, you need to order an appraisal album from an accredited company. Lets talk specifically about the requirements..

Apartment Moreover, some creditors even agree to accept apartments korea telegram mobile phone number list that do not belong to the borrower, but to third parties. Of course, if they voluntarily agree to provide collateral. Lets give an example. A young family lives with their parents and wants their own apartment. The parents do not want to take out a loan or are not given one due to their advanced age. But they agree if the newlyweds pledge their apartment. The apartment must be liquid, i.e. it can be sold at market price at any time. This is very important.

To the bank. Of course, it should not be mortgaged elsewhere. They only take properties in nonemergency buildings, not for demolition. Without illegal redevelopment. They are wary of apartments in buildings with wooden floors and having the status of an architectural monument. The loan amount often does not exceed of the value of the mortgaged apartment. A little more will be given only in the case of a surety and official employment. By the way, it is also possible to mortgage a room in a communal apartment. Apartments A new type of real estate in Russia, which is actively.