Did you know that you can defer your purchases through Ruralvía? This option, which your digital banking service allows you, is ideal for resolving uncomfortable situations, such as the latest bill or tax that you weren't expecting and is causing you a problem at the moment, an unexpected last-minute expense or an online purchase. Thanks to the deferral of payment, you will be able to better organize your finances.
In this article we are going to explain how you can defer your purchases in a comfortable, quick and simple way from Ruralvía, in just a few clicks. As you will see, it is an immediate process that you can do from anywhere and at any time, so that you can manage the payment of your expenses with total comfort in search of the best financial health .
How can you defer your purchases from Ruralvía Móvil?
When expenses pile up, it is necessary to have solvent options to distribute the money we have at the end of the month. Deferring purchases is a very effective method that we can use at any time, thanks to facebook data the credit cards made available to you by the Caja Rural Group entities . These are the steps you must follow to achieve this:
Go to the ruralvía app and click on the left menu. If you don't have the app, you can download it for free from the Google Play or App Store stores .
Select, within “ My Cards ”, click on the “ Operate ” option and you will be able to choose “Postpone operation”.
Choose the card you want to use to make the transaction and you will see the transactions made.
Click on the payment you want to defer and decide the period: 3, 6, 9 or 12 months .
Once you accept and enter the coordinates, you're done. How easy!
If you want to see specific information about your deferred purchases in the last 6 months, you only have to select the “Deferred transactions” option in “My Cards – Transactions” . The transactions you have previously made will appear directly on the screen. If you want to partially or fully repay an amount that you have already paid in installments, you can do so directly from the deferred transaction in question.
The great advantage of this system is that it does not require any other formalities or procedures that could complicate the process. It is as simple as having a credit card , accessing your session in Ruralvía Móvil and splitting all the payments you want, without any problem.
These types of possibilities give customers the opportunity to plan and cope with expenses more easily when making a major purchase, such as a laptop or a television, but also to resolve a car breakdown or to renovate a home .
Maia, Ruralvía's virtual assistant ,can guide you through the process if you can't find the option you're looking for. Just answer her friendly questions to resolve any problems you may have when operating with your Grupo Caja Rural entity from its digital banking service, or finding the purchase deferral option in the menu.
Mobile payment and other services that help Grupo Caja Rural clients manage their finances
Another of the services that is most popular among Grupo Caja Rural customers, in addition to the deferral of payment for their purchases, is mobile payment . In this sense, the customer of one of Grupo Caja Rural's entities will not have to worry about the type of device since different options have been included to cover the vast majority , offering their own app, ruralvía pay , or the mobile payment service with Google Pay , Apple Pay or Samsung Pay .