Is business liability insurance mandatory?

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In the Netherlands, there are no specific sectors or professional groups that are required to take out an AVB. However, it is highly recommended for all businesses to protect themselves against possible liability claims. In particular, professions that involve physical interaction with customers, such as construction companies, cleaning companies and health care providers, have a higher risk of liability claims and therefore could benefit extra from business liability insurance.

Is business liability insurance mandatory for self-employed workers?
Business liability insurance is not mandatory for ZZP'ers either. However, it is highly recommended because as a self-employed person, you can be held liable for any damages you cause while working. Thus, an spain mobile numbers list AVB can provide financial protection in case of unforeseen events. Besides being convenient for the financial picture, more and more companies are asking ZZP'ers to take out business liability insurance. Some industry associations may also require this of you.

Where can I purchase business liability insurance?
Business liability insurance can be purchased from various insurance companies in the Netherlands. It is possible to take out business liability insurance with an intermediary or directly with the insurer. Some examples of insurers offering corporate liability insurance are Nationale-Nederlanden, Interpolis, Aon, Allianz, and Univé. It is advisable to request multiple quotes and compare them to choose the best option that fits your company's needs and budget.