If customers are satisfied with banking services, this increases their loyalty. They are more likely to continue to cooperate with the bank and recommend it to their friends. This is what loyalty programs work for. Credit organizations offer customers more benefits to retain them and attract new ones. In this article, we tell you how to choose a card taking into account loyalty programs.
What does the loyalty program provide?
For a bank, a loyalty program is a marketing tool. The privileges that their clients receive are the banks' competitive advantages.
For the clients themselves, the loyalty program is an opportunity to profitably use banking services. The more you pay for purchases with a card, the more benefits you get.
What to look for when choosing a bank card
Let's list the main criteria that are important when afghanistan mobile database using the card. They allow you to save on service and even earn money when paying for goods and services.
Issue and maintenance fee
The main expenses of the card owner are the fee for issue and maintenance. Previously, these were paid services, but today there are cards with free issue and maintenance - for example, "That same map» Sinara Bank.
There are also programs that provide free service if certain conditions are met. For example, usingcredit card "DA!"Sinara Bank is free from the second month with monthly spending from 5000 ₽. If the credit card is not used, or the purchase amount is less than 5000 ₽, the service costs 149 ₽ per month.
Cashback
Bonus programs are the main advantage of modern cards. They allow you to pay for goods, services and get back part of the money spent. Cashback can be accrued in rubles or bonus points, which can be converted into rubles.
"That very card" of Sinara Bank is an opportunity to return up to 7% on purchases in your favorite category. You can change your favorite categories every month to optimize the benefit. If you are planning a renovation, set up cashback in the "Home and renovation" category for the next month. When the renovation is finished, you can choose another category that will bring more bonus points.