8) Check the CCRIS report You can print this CCRIS report at Bank Negara or online. From this report you can ensure there is no delay in repaying any commitments. Checking the CCRIS report also give you a full picture of your commitments. Sometimes, you don’t realise you own this and that commitment until you review. This can be a loan with a credit company such AEON for example.
9)a banker You can also ask for a banker help to screen your denmark whatsapp fan financial for loan eligibility. A banker can advise you how much loan you can take out based on your income. 10) Make sure supporting documents are complete To buy a home make sure the supporting documents are complete. If you are employed, here are the required documents: Photocopy of identity card Latest three month salary statement Latest three month bank statement EPF statement and / or EA form Support documents for side income (rental income, ASB etc.
) Booking form or letter of intent to buy a house [Back to top] Chapter 6 Applying for a Housing Loan Do not apply for a housing loan until you consider these points. 1) Margin of financing The margin of financing for the first and second housing loan is 90%. For example, let’s say you bought your first house for RM100,000. Bank will finance RM90,000 and the balance RM10,000 you need to pay by cash as a deposit.
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sumaiyakhatun29
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